Help & Resources for Members of the Military

Post-9/11 GI Bill Takes Effect

If you served on active military duty on or after September 11, 2001, you may be able to take advantage of a new GI bill which offers veterans significantly improved educational benefits. The Post-9/11 Veterans Educational Assistance Act (or simply the New GI Bill) took effect on August 1, 2009.

The law expresses our nation’s gratitude to the men and women who took the lead in defending the United States after September 11th, in Afghanistan, Iraq and elsewhere.

Modeled on the original GI Bill of 1944, which helped millions of World War II veterans attend college, the GI Bill provisions include:

• Full funding. While previous veterans benefits paid only about 70 percent of the cost of public college education and 30 percent of private college costs, the Post-9/11 GI Bill covers up to the full cost of the most expensive in-state public school, including 100 percent of tuition, fees and books, as well as a monthly housing stipend, for up to 36 months (or four 9-month school years).
• Expanded eligibility. Previously, two consecutive years of active duty service were required before a veteran qualified for any benefit. Under the new law, benefits begin at 40 percent for those with 90 days of service, with the full benefit available to those with three or more years of active duty service. Moreover, members of the National Guard and Reserve are also now eligible for full benefits.
• Transferability. Veterans can transfer GI Bill benefits to their children or a spouse, or share benefits among family members. The law is quite complex, as it was written to address a wide variety of circumstances.

Although the Post-9/11 GI Bill generally offers a better deal for most veterans, some members of the military, particularly those still on active duty, may find the older Montgomery GI Bill more favorable to their needs. Once you select the newer GI Bill, you cannot return to the Montgomery GI Bill, so it is important that you understand your options fully before applying.

The U.S. Department of Veterans Administration (VA) has created a website that offers detailed information on the provisions of the bill, including help in determining which benefit is best for you, and the procedures to apply. The website also includes frequently asked questions, and contact information if you need any help making your choice.

VA Vocational and Employment counseling is available to all veterans at 1-800-827-1000, and you can discuss your options with a VA education benefits specialist by calling toll-free 1-888-GIBILL-1 (1-888-442-4551) or TDD at (800) 829-4833. A number of independent veterans organizations also offer information and personal assistance.